My Fico Forums (2025)

1. myFICO® Forums

  • Credit Cards

  • (3 Items)

2. FICO Forum - Welcome - myFICO

  • Get the score that lenders use most, from the company that invented it. myFICO provides you immediate access to your FICO score and credit report online.

  • Get the score that lenders use most, from the company that invented it. myFICO provides you immediate access to your FICO score and credit report online.

FICO Forum - Welcome - myFICO

3. FICO Community

  • Welcome to the FICO Community! Engage with peers and FICO experts to find resources, get answers, and share your knowledge and experiences.

  • Engage with peers and FICO experts to find resources, get answers, and share your knowledge and experiences.

FICO Community

4. 2024 Fico forums - LUKAS

  • The FICO Score is the credit score used by 90% of top lenders, so it's an important part of your credit picture. I've been playing with the scenarios to get the ...

  • 404

5. Getting fed up with the my fico forum. - CreditBoards

  • 5 jan 2014 · Credit Card Companies run people's info all the time without their consent to generate pre-approval offers, but I guess that's different according to them.

  • Got warned once because I showed the "backdoor" links to CB's that are on flyertalk. I guess discussing how to get your CR for free by disputing is not allowed there. Got warned as my "last chance" because I was talking about using my neighbors address on the shopping cart trick. Reason was "ille...

Getting fed up with the my fico forum. - CreditBoards

6. FORUM Credit Union: Personal and Business Banking

  • FORUM is dedicated to helping members live their financial dreams. As a member-owned financial cooperative, our members benefit through higher savings rates ...

  • FORUM is dedicated to helping members live their financial dreams. As a member-owned financial cooperative, our members benefit through higher savings rates and lower loan rates.

7. What is the best site to check my FICO? - Credit Forum - CreditBoards

What is the best site to check my FICO? - Credit Forum - CreditBoards

8. Your Credit Score - DuPont Community Credit Union

  • Will receiving my FICO® Score impact my credit? The FICO® Score we provide you will not impact your credit. Why is my FICO® Score not available? The ...

  • A FICO® Score is a three digit number that represents an individual’s credit worthiness.

9. What MF does my FICO score get me with Hyundai finance?

  • 12 jul 2021 · Come to find out my FICO score through Experian (what Hyundai finance uses) is actually way way lower at 650 which when I called to check, puts me in tier 7.

  • Went into a local dealership about a month ago to find a 2022 Hyundai Tucson SEL AWD red calypso ex, grey interior with convenience package in zip 10567. I went in knowing the MF/RV for my area as .00069/61% with $1500 cash incentive at the time. Without running my credit, they quoted me tier 1 price of $350/mo with $2850 down for 36/10k. This was based on what I thought my credit score was at the time of 715. I put a $500 deposit down to get the car sent here, but no official paperwork was sign...

What MF does my FICO score get me with Hyundai finance?

10. FICO Careers

  • We have many opportunities, across dozens of disciplines in locations all around the world. Explore our postings to find the role that's right for you.

FICO Careers

11. FICO Score Information - Community Credit Union

  • How often will I receive my FICO® Score? Program participants will receive their updated FICO® Score 2 based on Experian Data on a quarterly basis, when ...

  • Community Credit Union is a member owned financial institution serving Brevard County FL and surrounding counties providing home, auto, & personal loans, savings and checking accounts.s here

12. Why isn't my FICO® Score available? | Credit Report - Regions Bank

  • ... Community · News · Privacy & Security · Website Terms of Use · Online Tracking & Advertising · Notice at Collection · Accessible Banking. *Investment, Insurance ...

  • Are you wondering why your don't have a FICO® Score on your credit report? There could be several reasons. Visit our online FAQs page to learn more.

Why isn't my FICO® Score available? | Credit Report - Regions Bank

13. LGE Community Credit Union: Home Page

  • LGE Community Credit Union connects metro Atlanta to financial products, advice, and personalized service. LGE serves all residents and businesses within ...

  • LGE Community Credit Union connects metro Atlanta to financial products, advice, and personalized service. LGE serves all residents and businesses within Bartow, Cherokee, Cobb, Fulton, and Paulding counties.

LGE Community Credit Union: Home Page

14. SAP Community

  • Official SAP Community. Search questions and answers, read the latest blog posts and curated content, connect with experts, and improve your SAP skills.

SAP Community

15. Experian: Check Your Free Credit Report & FICO® Score

  • The Experian Smart Money™ Debit Card is issued by Community Federal Savings Bank (CFSB), pursuant to a license from Mastercard International. Banking services ...

  • Experian is committed to helping you protect, understand, and improve your credit. Start with your free Experian credit report and FICO® score.

16. Why is My FICO® Score Different than Other Scores? - Regions Bank

  • ... Community · News · Privacy & Security · Website Terms of Use · Online Tracking & Advertising · Notice at Collection · Accessible Banking. *Investment, Insurance ...

  • Ever wonder why your FICO® Score differs from credit scores you've seen on other credit reports? We have the answer. Visit our FAQs for more information.

Why is My FICO® Score Different than Other Scores? - Regions Bank

17. Understanding the New FICO Credit Score - Synchrony

  • Marc Boucai, PhD, is a freelance writer based in Los Angeles who writes about economy, culture, community, identity and media. ... Washington My Health My Data ...

  • The FICO credit score, which was introduced by the Fair Isaac Corporation in 1989, has become a seemingly universal measure of the creditworthiness of an individual. Thirty years after its launch, the score is used in more than 25 countries...

Understanding the New FICO Credit Score - Synchrony

18. OnPoint Community Credit Union: Banking, Loans & Credit

  • OnPoint Community Credit Union – serving Oregon & Washington with savings accounts, credit ... My mom has been a member since the late 1940s, I have been a member ...

  • OnPoint Community Credit Union – serving Oregon & Washington with savings accounts, credit cards, home & auto loans, and more. Become a member today.

19. CFCU Community Credit Union - Savings & Loans | New York

  • We offer local banking services to anyone in Tompkins or Cortland County, New York. Find out why we are more than banking!

20. Xpress Update 8.14.7

  • 22 sep 2023 · FICO® Community Blog · Insights, ideas, and updates from FICO experts · Want to stay informed? Click here to follow your favorite blogs! · Have a ...

  • Engage with peers and FICO experts to find resources, get answers, and share your knowledge and experiences.

Xpress Update 8.14.7

21. Christian Community Credit Union (CCCU)

  • At Christian Community Credit Union (CCCU), we offer full-service digital banking, along with nationwide shared branches and ATMs.

  • At Christian Community Credit Union (CCCU), we offer full-service digital banking, along with nationwide shared branches and ATMs. When you bank with Christian Community Credit Union, you bank with your values!

Christian Community Credit Union (CCCU)

22. FICO score drastically different for Apple Card Application

  • 30 aug 2019 · I get a monthly report from all 3 credit reporting agencies, including TransUnion, and it shows that my FICO score is 770. How can I find out why there is such ...

  • Looks like no one’s replied in a while. To start the conversation again, simply ask a new question.

23. Winnebago Community Credit Union

  • Winnebago Community Credit Union is a not-for-profit financial cooperative working in the best interest of members by providing higher deposit rates, ...

  • Winnebago Community Credit Union is a not-for-profit financial cooperative working in the best interest of members by providing higher deposit rates, lower loan rates and less fees.

24. Eagle Community Credit Union

  • Welcome to the largest credit union for postal and federal employees in Orange County and Riverside County. Membership to the Credit Union is open to anyone ...

  • Welcome to the largest credit union for postal and federal employees in Orange County and Riverside County. Membership to the Credit Union is open to anyone living, working, or worshiping in Orange County and Riverside County. Join today!

25. One Community Bank | Personal Banking

  • Adams, WI. Make this my community. More Info · All Locations. Adams. 501 N. Main St. Adams, WI 53910. Phone: 608.339.7722. Today's Lobby Hours: 8:30 AM to 5 PM ...

  • One Community Bank is a community bank that serves clients, supports colleagues & invests in communities. 16 locations in Southern Wisconsin.

26. Cornerstone Community Financial Credit Union

  • We're the credit union in your corner serving members in Michigan and Ohio.

My Fico Forums (2025)

FAQs

Which is better, myFICO or Experian? ›

Experian's advantage over FICO is that the information it provides is far more detailed and thorough than a simple number. A pair of borrowers could both have 700 FICO Scores but vastly different credit histories.

Is myFICO a legitimate site? ›

myFICO is the official consumer division of FICO, the company that invented the FICO credit score. FICO ® Scores are the most widely used credit scores, and have been an industry standard for more than 25 years.

How often does myFICO update? ›

If you have a subscription plan, your FICO Score 8 will be updated when we detect a change in your credit profile. Credit reports and other FICO Score versions will be updated based on the type of subscription you have – monthly for FICO® Basic or FICO® Premier and quarterly for FICO® Advanced.

Why is myFICO score so low? ›

Many factors impact your FICO score including how much credit you use, how long you've had credit, the type of credit accounts, and how many hard inquiries you have on your credit report. Managing these factors responsibly can contribute to an improved FICO score over time.

Why is my FICO score 100 points lower than credit karma? ›

Why is my FICO® score different from my credit score? Your FICO Score is a credit score. But if your FICO score is different from another of your credit scores, it may be that the score you're viewing was calculated using one of the other scoring models that exist.

Is a 900 credit score possible? ›

While achieving a 900 credit score is technically possible with the CIBIL model, it's highly uncommon. A score above 760 is considered very good or exceptional and offers significant benefits like lower interest rates and improved loan approval odds.

Who is myFICO owned by? ›

myFICO is the consumer division of FICO, the company that invented the FICO ® Score used by 90% of top lenders. Starting in the 1960s, FICO sparked a revolution by pioneering credit risk scoring for the financial services industry.

Can I trust myFICO? ›

myFICO is a legitimate subscription credit monitoring service that helps Americans track their FICO® credit scores from the three major credit bureaus — Equifax, Experian, and TransUnion — and provides limited identity monitoring, insurance, and restoration services.

Does myFICO hurt your credit score? ›

No, when you check your own credit it does not hurt your credit score. myFICO is the consumer division of FICO ®, launched in 2001 to help consumers get their FICO ® Score directly from the people that make the FICO ® Score. We have an A+ rating from the BBB and our headquarters are in Bozeman, MT.

How much can your FICO Score go up in a month? ›

While there are no shortcuts for building up a solid credit history and score, there are some tactics that can provide you with a quick boost in a short amount of time. In fact, some consumers may even see their credit scores rise as much as 100 points in 30 days.

What day of the month do FICO scores be updated? ›

Generally speaking, there is no set date each month when you can expect your credit scores to be updated. It all depends on when your lender sends information to the credit bureaus, when those bureaus update their reports and when credit scoring companies use those reports to update their scores.

How fast can FICO Score go up? ›

How long does it take for your credit score to go up?
EventAverage credit score recovery time
Missed/defaulted payment18 months
Late mortgage payment (30 to 90 days)9 months
Closing credit card account3 months
Maxed credit card account3 months
3 more rows
Aug 26, 2024

Why did my credit score go from 524 to 0? ›

Missed bill payments, high credit utilization, bankruptcy, and a number of other factors can cause your credit score to drop. If you don't have any credit accounts or credit history, the credit reporting agency won't have enough information to make a decision about whether or not you're worthy of credit.

How to get 800 above FICO score? ›

Making on-time payments to creditors, keeping your credit utilization low, having a long credit history, maintaining a good mix of credit types, and occasionally applying for new credit lines are the factors that can get you into the 800 credit score club.

How good is MyFICO? ›

Is MyFICO legit, and is MyFICO worth it? The parent company, Fair Isaac Corporation, has been managing credit scores since the 1960s so you can trust that the numbers you get through MyFICO will accurately display the FICO score or scores your selected plan includes.

Is MyFICO the real FICO score? ›

The parent company, Fair Isaac Corporation, has been managing credit scores since the 1960s so you can trust that the numbers you get through MyFICO will accurately display the FICO score or scores your selected plan includes.

Is Experian an accurate FICO score? ›

Credit scores from the three main bureaus (Experian, Equifax, and TransUnion) are considered accurate. The accuracy of the scores depends on the accuracy of the information provided to them by lenders and creditors.

Which credit bureau is the most accurate? ›

Although Experian is the largest credit bureau in the U.S., TransUnion and Equifax are widely considered to be just as accurate and important.

Is Equifax or FICO more accurate? ›

It's difficult to say which credit bureau is the most accurate, as accuracy can vary depending on the individual and their specific financial history. Each credit reporting agency has its own methods for collecting and reporting credit information, and there may be differences in the data reported by each bureau.

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